No, you do not need to go to court. The Debt Review application process can be finalized online, via email and over the phone, which means you can enter Debt Review with My Debt Assistant anywhere in South Africa.
Your Debt Counsellor will apply for your debt repayment plan to be declared a Court Order on your behalf.
If, after assessing your credit accounts, we find that you have been a victim of reckless lending, one of our specialist attorneys will attend the National Credit Tribunal (NCT) or the Magistrate’s Court on your behalf, to get an official declaration of reckless lending. In which case, this debt will be written off and you will no longer have to repay it.
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