WHAT HAPPENS IF ALL OR SOME OF MY CREDIT PROVIDERS DO NOT ACCEPT THE DEBT REPAYMENT PLAN?

Modified on Wed, 8 May at 10:47 PM

When you apply for debt review one of the first things that we do is draw up a revised debt repayment plan. The repayment plan will then be sent to the credit provider, in order to inform them that you are under debt review. However, the credit provider has the right to reject the restructured debt repayment plans.

What happens if all or some of my credit providers do not accept the debt repayment plan? When a credit provider rejects a payment plan, we will construct a new repayment plan for the credit provider. And if the second repayment plan is not successful, we will refer your case to the Magistrate’s Court for further investigation and final decision making.

If certain credit providers reject the debt restructuring proposal, we will get a court order granted by the Magistrates Court to formalise the debt rearrangement proposal.

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